There's always a risk involved when you feel like you're stating the obvious. But I'm doing it anyway in this post because I've made this mistake myself and seen other people make it too:
It's important to develop your own personal finance system. By this I mean that you have a strategic approach with your own money and you're using it to generate more wealth for yourself. This is not something I advocate for the sole purpose of "getting rich". That's an old-school notion that has overstayed its welcome. Instead, you want to think about CHOICE! With choice comes meaningful pursuits and doing things that actually matter to you while not being victim to the clutches of the negativity in your environment. That leads to a quality of living that you will greatly appreciate!